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Privacy Policy
1. We begin by safeguarding the security and integrity of customer
information.
We are committed to protecting the security and integrity of customer
information through procedures and technology designed for this purpose. For
example:
- We limit employee access to
customer information to those who have a business reason to know this
information. Employees are required to honor our code of conduct, which
includes standards to protect customer confidentiality. They are subject to
disciplinary action if they fail to do so.
- We maintain policies and
procedures covering the proper physical security of workplaces and records.
- Our physical, electronic, and
procedural safeguards meet or exceed federal standards regarding the
protection of customer information.
- We require independent
contractors and outside companies who work with us to adhere to strict
privacy standards through their contracts with us.
- We use technological means
(such as backup files, virus detection and eradication software, firewalls,
and other computer software and hardware) to protect against unauthorized
access or alterations to customer data.
2. We collect and maintain customer information as
part of servicing your account and your customer relationship.
In the course of serving you, we collect information about you from a variety of
sources, such as:
- Information you provide to us
on applications or forms, such as your income and accounts with others
- Information we receive from an
outside company, such as a credit bureau, regarding your credit history or
employment status
3. The customer information we collect is used to
serve your accounts and meet your financial needs.
Information may be used with authorized third parties (described in section 4),
for a number of purposes, such as:
- To protect your
accounts from unauthorized access or identity theft
- To process your
requests such as loan applications
- To keep you informed
about financial services of interest to you
4. We do not share information with outside parties
who may wish to market their products to you.
We may disclose the information we collect, as described above, with
nonaffiliated third parties that are acting on our behalf, including:
- Situations when we may
disclose to third parties the customer information we collect as permitted
or required by law. In these cases, third parties could include credit
bureaus, title companies, government entities, courts or other entities (in
response to subpoenas and other legal processes), and those with whom you
have requested us to share information.
It is important to note that we do not sell
customer information to other companies.
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