Why RKM?

Here are several reasons why investors and realtors choose to work with RKM over other lenders.

1) At your local bank, there is one restrictive set of guidelines by which loans are either approved or denied. It can take 30 or more days (plus application fees, appraisal fees, etc) just to be issued a denial letter. Meanwhile, everyone involved in the transaction has lost precious time and must now begin the process again. Our diverse sources of capital usually allow us to offer multiple financing options for any transaction. Therefore, your deal stands a significantly better chance of closing when the buyer works with RKM.


We can work with any of these otherwise potential deal-killers:

• High Vacancies
  
  
• Excessive Deferred Maintenance
  
  
• Poor Credit History
  
  
• Inadequate Cash Flow
  
  
• Low Personal Net Worth or Liquidity
  
  
• Inadequate Investment/Business Experience

• Client looking for Low Down Payment Options
  
  
• Low Debt Service Ratio
  
  
• Below Market Rents
  
  
• Property Type Not Accepted
  
  
• Loan Amount Too High
  
  
• Condition of Surrounding Area

 

2) By maintaining relationships with all types of commercial investors, RKM has access to every segment of the market with loan amounts ranging from $500K to $50MM. In many instances, we have the ability to shift the underwriting focus from the transaction’s weaknesses to its strengths. These liberal guidelines allow us to supply financing for just about every situation.

3) With our knowledge of the marketplace and commercial underwriting, we are able to accurately predict the appraised value and the maximum amount that can be financed. This lets clients know up front if the property is well priced. Additionally, our expertise allows us to gather many needed documents before the investor asks for them. This streamlines the process, enabling all parties to work together with the least amount of stress and strain possible.